Financial Highlights
* Figure in million (unless stated otherwise)
| serial | particular | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| 1 | Authorized capital | 30,000.00 | 30,000.00 | 30,000.00 | 30,000.00 | 30,000.00 |
| 2 | Paid up capital | 23,140.00 | 23,140.00 | 23,140.00 | 19,140.00 | 19,140.00 |
| 3 | Total capital (Tier-I+Tier-II) | 60,169.13 | 58,075.81 | 54,322.81 | 44,596.31 | 43,189.82 |
| 4 | Required capital | 59,862.09 | 57,930.50 | 53,823.05 | 44,341.90 | 40,408.89 |
| 5 | Surplus/(shortage) of capital | 307.04 | 145.30 | 499.75 | 254.41 | 2,780.93 |
| 6 | Capital to Risk Weighted Asset Ratio (CRAR) | 10.05% | 10.03% | 10.09% | 10.06% | 10.69% |
| 7 | Total assets | 1,043,311.18 | 895,387.08 | 866,046.48 | 805,988.41 | 778,603.91 |
| 8 | Total deposits | 824,007.96 | 691,409.37 | 675,548.46 | 649,440.78 | 641,819.15 |
| 9 | Total loans and advances | 605,351.70 | 548,473.94 | 533,707.17 | 459,580.05 | 403,037.41 |
| 10 | Total contingent liabilities and commitments | 113,491.58 | 85,918.92 | 94,744.23 | 120,881.92 | 105,174.55 |
| 11 | Credit deposit ratio | 73.46% | 79.33% | 79.00% | 70.77% | 62.80% |
| 12 | Total classified loans | 137,362.19 | 146,033.38 | 179,984.47 | 75,995.50 | 59,359.80 |
| 13 | Percentage of classified loans against total loans | 22.69% | 26.63% | 33.72% | 16.54% | 14.73% |
| 14 | Import | 186,289.00 | 210,957.20 | 220,413.70 | 143,582.20 | 126,650.00 |
| 15 | Export | 93,005.70 | 97,398.20 | 114,681.00 | 139,920.90 | 154,454.20 |
| 16 | Foreign remittance | 78,144.30 | 75,532.10 | 76,078.10 | 72,022.00 | 90,081.80 |
| 17 | Income from investment | 18,560.29 | 11,664.06 | 11,350.63 | 14,414.82 | 16,597.90 |
| 18 | Operating profit | 9,809.76 | 7,093.66 | 9,788.97 | 11,369.48 | 10,038.29 |
| 19 | Profit after tax and provision | 143.18 | 246.44 | 248.98 | 2,686.50 | 2,605.48 |
| 20 | Provision kept against loans and advances (G+S) including OBS exposures | 44,736.83 | 39,296.98 | 33,920.65 | 29,614.04 | 24,869.90 |
| 21 | Provision kept against classified loans and advances | 31,637.03 | 31,309.38 | 30,804.01 | 23,910.51 | 19,914.24 |
| 22 | Provision surplus/(deficit) against loans and advances | 88.59 | 62.33 | 0.90 | 59.39 | 251.56 |
| 23 | Cost of fund | 6.37 | 6.63% | 7.10% | 7.28% | 8.05% |
| 24 | Cost of deposit (%) | 4.14% | 4.26% | 4.34% | 4.47% | 5.49% |
| 25 | Average return on loans and advances | 5.76% | 6.40% | 7.15% | 8.04% | 8.54% |
| 26 | Interest spread | 1.61% | 2.14% | 2.81% | 3.58% | 3.05% |
| 27 | Net spread | 0.88% | 0.69% | 0.91% | 1.02% | 1.48% |
| 28 | Earning assets | 772,195.80 | 622,101.79 | 568,956.07 | 610,004.45 | 605,444.04 |
| 29 | Non earning assets | 271,115..37 | 273,285.29 | 297,090.42 | 195,983.96 | 173,159.87 |
| 30 | Return on investment (ROI) | 9.08% | 6.89% | 8.37% | 6.90% | 7.19% |
| 31 | Return on assets (ROA) after tax | 0.01% | 0.03% | 0.03% | 0.33% | 0.33% |
| 32 | Return on equity (ROE) | 0.28% | 0.49% | 0.46% | 5.23% | 5.22% |
| 33 | Earning per share (EPS) (in BDT) | 0.62 | 1.06 | 1.17 | 14.04 | 13.61 |
| 34 | Net operating income per share | 42.39 | 30.66 | 46.20 | 59.40 | 52.45 |
| 35 | Net assets value per share (NAVPS) (in BDT) | 222.57 | 217.23 | 235.77 | 268.36 | 260.66 |
| 36 | Net operating cash flow per share (NOCFPS) | 320.00 | 63.46 | (151.15) | (167.99) | 103.13 |
সরকারি কর্মচারীদের জন্য গৃহ নির্মাণ/ফ্ল্যাট ঋণের অনলাইনে আবেদন
Banking Information-Apps
National-Helpline
