Figure in million (unless stated otherwise)

SLPart20232022202120202019
1Authorized capital30,000.0030,000.0030,000.0030,000.0030,000.00
2Paid up capital23,140.0023,140.0023,140.0023,140.0023,140.00
3Total capital (Tier-I+Tier-II)57,139.6362,836.7563,793.3260,169.1358,075.81
4Required capital 84,649.3880,211.9471,023.7559,862.0957,930.50
5Surplus/(shortage) of capital(27,509.74)(17,375.18)(7,230.43)307.04145.30
6Capital to Risk Weighted Asset Ratio (CRAR)6.75%7.83%8.98%10.05%10.03%
7Total assets1,387,058.681,275,032.261,249,540.231,043,311.18895,387.08
8Total deposits1,103,260.621,014,584.961,016,208.50824,007.96691,409.37
9Total loans and advances983,889.95852,086.76699,656.76605,351.70548,473.94
10Total contingent liabilities and commitments166,449.47136,193.01119,705.81113,491.5885,918.92
11Advanced deposit ratio88.06%82.93%67.70%73.46%79.33%
12Total classified loans250,088.85151,975.16123,199.92137,362.19146,033.38
13Percentage of classified loans against total loans25.42%17.84%17.61%22.69%26.63%
14Import455,666.40483,683.20275,158.00186,289.00210,957.20
15Export142,553.80219,761.60171,139.3093,005.7097,398.20
16Foreign remittance86,286.7059,313.8068,298.0078,144.3075,532.10
17Income from investment14,937.9617,343.9720,370.0518,560.2911,664.06
18Operating profit5,837.359,281.2610,024.009,809.767,093.66
19Profit after tax and provision5,530.951,133.433,003.19143.18246.44
20Provision kept against loans and advances (G+S) including OBS exposures57,159.0455,272.3152,272.7844,736.8339,296.98
21Provision kept against classified loans and advances38,505.9837,956.1637,106.3631,637.0331,309.38
22Provision surplus/(deficit) against loans and advances0.01420.010.030.0962.33
23Cost of fund7.49%6.21%6.15%6.37%6.63%
24Cost of deposit (%)5.54%4.53%4.34%4.14%4.26%
25Average return on loans and advances6.11%5.68%6.13%5.76%6.40%
26Interest spread0.57%1.14%1.79%1.61%2.14%
27Net spread0.66%0.88%0.69%
28Earning assets961,643.42937,209.00984,530.51772,195.80622,101.79
29Non earning assets425,415.25337,823.26265,009.72271,115..37273,285.29
30Return on investment (ROI)8.62%6.60%6.38%9.08%6.89%
31Return on assets (ROA) after tax0.04%0.09%0.24%0.01%0.03%
32Return on equity (ROE)1.20%2.47%6.33%0.28%0.49%
33Earning per share (EPS) (in BDT)2.394.9012.980.621.06
34Net operating income per share (in BDT)25.2340.1143.2242.3930.66
35Net assets value per share (NAVPS) (in BDT)199.99197.93204.96222.57217.23