Corporate Social Responsibility
Corporate Social Responsibility (CSR), one of the most sophisticated, radical terms is being treated as the determinant of corporate outlook towards society with business activities of an organization. Corporate social responsibility is becoming a key initiative and an essential tool in the development of third world countries throughout the globe. In recent time CSR has got more acceptability than profit maximization. It is a concept whereby organizations consider the interests of society by taking responsibility for the impact of their activities on customers, employees, shareholders, communities and the environment in all aspects of their operations. This obligation is seen to extend beyond the statutory obligation to comply with legislation and organizations see voluntarily taking further steps to improve the standard of life of employees and their families as well as of the local community and society at large.
View of Janata Bank Limited towards CSR
JBL sees CSR activities as a critical component of continuous improvement, like the overall effort to be a more socially responsible and sustainable organization.
Being one of the leading state-owned commercial banks in Bangladesh, Janata Bank Limited, with its branches has also realized its responsibilities to the society and is contributing to the amelioration of the social life of the destitute people, infra-structure, environment etc. Not only that, it has stepped forward to introduce interest-free loans to the poor and marginal farmers in the Aila-Sidr-Monga unit areas.
Field Of CSR :
According to the policy, the CSR activities are performed in the following fields:
- Education and Research
- Health and Treatment
- Poverty Reduction and Rehabilitation
- For repaying loan interest of the poor and marginal farmers and for leather sector business promotion
- History, Culture and sports
- Information Technology
- Natural Calamity
- Protection of Environment
Policy for CSR activities in JBL:
As per guide lines of DOS Circular no. 01 dtd. 01.06.2008 of Bangladesh Bank, Janata Bank Ltd introduces its CSR programmes in 2008.
For the convenience of performing CSR activities, it has developed a policy based on the DOS circular No-02, dated 02.06.2009 and "CSR Evening: Meeting Social Goals" organized by Management and Resources Development Initiative (MRDI). The policy is as follows:
Education and Research
It is universally acknowledged that there is no alternative to education. So, keeping this in mind, it has stretched its helping hands towards the financially deprived meritorious and those who have great inclination to be benefited with education. Not only that, it is imparting in different types of conferences, symposiums, workshops etc related to education and research.
Health and treatment
JBL has been treating this sector as the second most important one. In the last decade, diabetes, heart diseases, cancer, liver syrocis etc. have taken an epidemic form. For building up a healthy nation, as a bank of the people, JBL, both singly and cooperatively is playing an important role.
Poverty Reduction and Rehabilitation:
To make the people free from the curse of poverty and lessen the gap between the poor and the rich, JBL has considered street people, landless, handicapped etc. as its target field to develop.
Though our country is a gifted child of nature, it is not free from the calamities like flood, cyclone, earth quack, cranes, road accidents etc. Considering the humanitarian traits, JBL stands as a friend to the hopeless people.
History, culture, tradition, sports etc
Aiming at imprinting the consciousness of the war of liberation into the heart of the people, JBL takes initiatives to uphold our glorious history, culture etc. by sponsoring related organizations arranging different programmer on these subjects.
Now-a-days, pollution of environment has become a burning issue. For sustainable development, JBL considers the matter as an important issue and is devoting a handsome amount in tree plantation, forestation and other environment friendly activities for better, pollution free environment.
Expansion of Information Technology
With a view to building "Digital Bangladesh" within 2021, JBL has been trying to bring all organizations irrespective of types, by providing computers and other scientific equipments for expansion of Information Technology.
Apart from these, sovereignty of the country, protection, discipline, economic freedom, ensuring justice etc. are also been considered in CSR activities practiced by the bank. Least but not the last, for the amelioration of the economic condition of those great-hearted freedom-fighters who laid their lives for the sake of this independent Bangladesh. JBL is committed to remain by their side always.
Procedure of disbursement:
When applications from the deprived individual/organizations reach to the hand of the Chairman, he sends those to the Business Development Marketing Department. The Department processes the applications according to the directions of the Chairman and are presented as memo in the board meetings of the directors. After approval, befitting instruments are made ready and the payees are contacted over phone (if any number is given by the applicant) or sent to the respective addresses reported in the applications.
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