Fixed Deposit

A depositor can open Fixed Deposit Account for different terms with any branch of Janata Bank easily. Any individual or a group of individuals can go to any branch, fill a prescribed form, depositing cash or easily cashable instrument of FDR amount and a Fixed Deposit Receipt will be issued by the Bank on behalf of the applicant.

    Main requirements for opening a Term Deposit Account:
  • Passport size photograph
  • Photocopy of National ID card
  • Photocopy of TIN certificate, if any
  • Board resolution for opening of account and operation of account. (For Limited Company only)
  • Memorandum and Articles of Association. (for limited company)
  • Certificate of Incorporation (for limited company)
  • Other papers ( if necessary ).
    Main procedure to open a Term Deposit Account:
  1. Account Opening Form to be duly filled up and submitted to the concerned branch of Janata Bank which is duly attested by an introducer who must be an account holder of any Branch of Janata Bank.
  2. An initial deposit for any term of fixed deposit is required for opening an A/c.
  3. Minimum balance is to be maintained in the A/c.Photocopy of TIN certificate, if any All required information as per terms mentioned in the Account Opening Form
  4. Interest will be paid to the account as per contract of fixed deposit terms
  • ৩ মাস এবং তদূর্দ্ধ কিন্তু ৬ মাসের কম
  • ৬ মাস এবং তদূর্দ্ধ কিন্তু ১ বছরের কম
  • ১ বছর এবং তদূর্দ্ধ কিন্তু ২ বছরের উর্দ্ধে নয়

৩ মাস এবং তদূর্দ্ধ কিন্তু ৬ মাসের কম

Rate of Interest4.50%-4.50%
Installment Type
Related CircularInstruction Circular No- 432/13